WORKSHOPS

3. BANKRUPTCY, MORTGAGE FORECLOSURE, & DEBT COLLECTION , Tues., 2/26, 7-8:30 p.m. $15
Are you buried in debt? Have you lost a job, suffered an injury, recently become divorced or experienced some other significant event which has adversely affected your ability to meet your monthly expenses? Learn what resources are available to you and how best to "keep your head above water."
JAMES V. MONAGHAN, Instructor

12. DIVORCE, CUSTODY & CHILD SUPPORT 1 night, 2/27  Wed. 7-8:30 p.m. $15
Learn how to insure that you are making the best decisions regarding your loved ones & your finances.
There is no “good time” to get a divorce. It is best if you are educated on the implications of your decisions before you make them. This course delves into all issues surrounding divorce, custody & child support including a discussion regarding the Pennsylvania Support Guidelines.
JAMES V. MONAGHAN, Instructor

REAL ESTATE COURSES

23. INVESTING IN REAL ESTATE  1 night, 2/13 Wed.  7-10 p.m. $15
Learn how to make your dreams come true with real estate investing. Tips on tax advantages, leveraging your money through financing, location & purchasing the best investment properties for you, as well as rehab costs, finding qualified tenants & getting the largest return on your investment.
JOHN R. GARDNER, Instructor

24. BUYING A HOME  1 night, 2/27 Wed.  7-10 p.m. $15
Preparing to purchase a home? What you need to know about financing, credit, closing costs, agent representation, selection of house, negotiating, paperwork, inspections & settlement.
JOHN R. GARDNER, Instructor

25. SELLING A HOME  1 night, 3/12 Wed.  7-10 p.m. $15
Want to sell your home? This course teaches you how to prepare for the sale. Content includes home preparation, pricing, showing, competition, paperwork, inspections, seller’s disclosure & negotiations.
JOHN R. GARDNER, Instructor

FINANCIAL COURSES

26. HOW TO ADMINISTER AN ESTATE-A Step-by step guide for families and friends starts 3/12 Wed. 5 weeks,  7-9 p.m. $25
This course will cover: Becoming an Executor (Executrix), Wills, Intestate Law (PA), Opening an Estate, Assets, Debts & Property, Taxes, Distribution to Beneficiaries (individuals, trusts), Bookkeeping, & Filing timely & Accurate Forms.
KENNETH YOWELL, Instructor, CPA

27. STARTING YOUR OWN BUSINESS starts 2/6 Wed. 5 weeks, 7-8:30 p.m $25.
Starting your own business in PA successfully. Finding Business Opportunities, Evaluating your skills, Cash & Asset Requirements, Profitability, Marketing & Advertising, Preparation of a Business Plan, including budgets & forecasts, How to borrow money. Bookkeeping, Taxes & Licenses. Dealing effectively with lawyers & accountants. Learn & interact with instructor and class participants. Feel good & confident about your new business. Follow your dream!
KENNETH YOWELL, Instructor

28. BUDGETING, PURCHASING, INVESTING AND PROFITING IN REAL ESTATE starts 2/6, Wed. 4 weeks,  6:30-9p.m. $25
Whether you want to restore your credit, need information on purchasing, wondering if you should be renting or looking into buying, or are looking to buy a house we will teach you step by step what is the best situation for yourself, as well as how to go about getting the best qualifications. Also learn how to invest in real estate and profit by having the opportunity to receive sponsorship for a mortgage or real estate license during this course. Additional opportunity for a free financial analysis at the conclusion of course.
WILLIAM M. SMITH 111, Instructor

29. Debt Elimination Strategies starts 3/5, Wed. 4 weeks,  6:30-9 p.m. $25
Debt seems like a way of life in today’s world, so whether you have credit cards, student loans, defaulted personal or car loans or mortgages we will teach you how to eliminate your debt once and for all. Several plans to attack your debt and find which one suites your wants and needs. Learn the tricks the banks and counseling groups know about money and won't teach us. Debt techniques may range from consolidation loans to just finding strategies to pay certain debts in a better fashion and be on your way to financial independence. Free personalized debt analysis at the end of course.
WILLIAM M. SMITH 111, Instructor

30. INVESTING FOR WEALTH ACCUMULATION, PRESERVATION, OR TRANSFER starts 3/18, Tues. 4 weeks,  6:30-9 p.m. $25
Whether you have $25 or $2,500,000 this course will teach you how to customize your portfolio to maximize your wants and needs. Learn how to create your own retirement environment and develop your own portfolio theory. No matter where you are in your financial journey this course will teach you how to allocate your own portfolio. Learn wealth accumulation, wealth preservation and wealth transfer, how mutual funds and stocks work, and how to outperform the dead money rate of return. Opportunity for a free financial investment analysis at the conclusion of this course.
WILLIAM M. SMITH 111, Instructor

31. TAKING CONTROL A FINANCIAL MANAGEMENT WORKSHOP FOR WOMEN 1 week, 2/12 Tues.  6:30-9 p.m. $20
Whether you are a single, married, divorced, or widowed woman, you have unique needs in managing your money and helping it grow. No matter your level of financial experience, during this fun, relaxed and interactive workshop you’ll learn important life skills such as: -Establishing a workable budget -The most cost effective strategies for cutting taxes -Choosing the best investments for income or growth -How you can plan for retirement -Preparing for long term care costs -Preparing an effective estate plan Just for attending you’ll receive a copy of the Taking Control workbook, which contains nearly 150 pages of financial strategies, worksheets, and self-analysis quizzes that you can refer to and use again and again.
CHRISTY BARILOTTI, Instructor, Financial Adviser for Eagle Strategies Corp., A Registered Investment Adviser Agent, New York Life Insurance Company Registered Representative for NYLIFE Securities Inc. Member NASD/SIPC

35. WORKERS' COMPENSATION SEMINAR  2/6, Wed.  7-9 p.m. $15
If you are hurt on the job and you cannot work, how are you going to pay your bills? Who will pay for the medical services you will need? You may assume that your employer will take care of you but what happens if they refuse to pay your benefits? These and many more questions will be answered at this one night seminar. Subjects will include eligibility, benefits, litigation, medical care, lump sum settlements and more. Whether you are healthy and on the job or injured and receiving benefits, you should know your rights under Pennsylvania Law.
JAMES V. MONAGHAN, Instructor

REGULAR PROGRAMS

36. ACCOUNTING FUNDAMENTALS 1  starts 2/5, Tues. 10 weeks,  7-8:30 p.m. $40
This course will cover the accounting terminology necessary to record and summarize business and financial transactions in basic bookkeeping. You will also learn to analyze and verify these results in the form of various financial statements for business or personal use. Instruction in accounting with a computer will be given for one week. An addition fee for text book and workbook. $50. +
KENNETH YOWELL,Instructor

55. *EXCEL starts 2/5, Tues. 5 weeks  6-8 p.m. $50
This course will show you how to construct a spreadsheet and you will learn about storage and retrieval options, printing, functions, ranging, copying, charts and more. Produce professional work for proposals and reports. An additional materials fee is payable to the teacher.
KATHLEEN RUGGIERI, Instructor

57.* ADVANCED EXCEL starts 3/11, Tues. 5 weeks  6-8 p.m. $50
Want to continue to learn more about MS EXCEL? This is a advanced course that will get you proficient in Microsoft Excel. Learn to get around the spread sheets, set up charts, keep track of files and see what you and your computer can do - update your skills. An additional materials fee is payable to the teacher 1st night of class.
KATHLEEN RUGGIERI, Instructor

Contact Information
Hatboro-Horsham Adult Evening School
Mary Ellen Huie, Director
P.O. Box 352
Hatboro, PA 19040
For more information call 215-646-1768
e-mail: info@hhaes.org